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Philadelphia, Pennsylvania: health insurance

Philadelphia is in Philadelphia County. Here is what Philadelphia residents should know about coverage.

Coverage in Philadelphia

Philadelphia has about 1,550,542 residents (U.S. Census Bureau 2023 estimate).

Plans for Philadelphia residents are determined by Philadelphia County, home to about 1,550,542 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Philadelphia County before you choose it.

  • Turning 65 in Philadelphia? Your Initial Enrollment Period runs seven months around your birthday. PA MEDI (Pennsylvania Medicare Education and Decision Insight, formerly APPRISE) offers free counseling at 1-800-783-7067.
  • Buying your own plan? Shop through Pennie.
  • Medicaid questions? Pennsylvania Department of Human Services (DHS) handles applications.

Pennsylvania note: Pennsylvania's Medicare counseling program changed its name from APPRISE to PA MEDI in July 2021 -- same program and services, run by the Department of Aging, just under a new name, so older references to APPRISE still point to the same free help.

Colleges and universities near Philadelphia

Pennsylvania public institutions include Pennsylvania State University, Temple University, University of Pittsburgh. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Pennsylvania colleges.

Do Philadelphia and Philadelphia County have the same plans?

Plans are offered by service area, and Philadelphia falls under Philadelphia County. A plan that serves Philadelphia County is generally the one that applies to you.

Do I have to enroll if I call?

No. A call is a conversation about your options.

Philadelphia residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other major Pennsylvania cities

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Pennsylvania plans, or go ahead and enroll yourself. Call if you need any help with your application.

Look at plansCall 855-367-1095
Under 65 · ACA

ACA Open Enrollment opens November 1st

Open enrollment starts November 1st. Not sure which Pennsylvania plan is right for you? Call and we'll help you find it.

Call for assistance finding the right plan855-367-1095

Questions along the way? Call 855-367-1095 for assistance.