Bethlehem, Pennsylvania: health insurance
Bethlehem is in Northampton County. Here is what Bethlehem residents should know about coverage.
Coverage in Bethlehem
Bethlehem has about 78,300 residents (U.S. Census Bureau 2023 estimate).
Plans for Bethlehem residents are determined by Northampton County, home to about 319,091 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Northampton County before you choose it.
- Turning 65 in Bethlehem? Your Initial Enrollment Period runs seven months around your birthday. PA MEDI (Pennsylvania Medicare Education and Decision Insight, formerly APPRISE) offers free counseling at 1-800-783-7067.
- Buying your own plan? Shop through Pennie.
- Medicaid questions? Pennsylvania Department of Human Services (DHS) handles applications.
Pennsylvania note: Pennsylvania's Medicare counseling program changed its name from APPRISE to PA MEDI in July 2021 -- same program and services, run by the Department of Aging, just under a new name, so older references to APPRISE still point to the same free help.
Medicare plans leaving Northampton County for 2027
Medicare plans are set by county, so this applies to residents of this city. 20 plans are listed in Northampton County for 2026 but not for 2027, covering at least 4,192 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Capital Blue Cross Enhanced (PPO) H3923-046 | CAPITAL BLUE CROSS | 2,218 |
| Complete Blue PPO Merit (PPO) H3916-066 | Highmark Health | 1,252 |
| HealthSpring Preferred (HMO) H3949-045 | Cigna HealthSpring (HCSC) | 237 |
| Jefferson Health Plans Flex Pro (PPO) H1619-003 | Thomas Jefferson University | 144 |
| Capital Blue Cross Value (HMO) H3962-004 | CAPITAL BLUE CROSS | 142 |
| UPMC for Life Complete Care (HMO D-SNP) H4279-004 | UPMC Health System | 104 |
See all 20 plans leaving Northampton County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Bethlehem
Pennsylvania public institutions include Pennsylvania State University, Temple University, University of Pittsburgh. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Pennsylvania colleges.
Do Bethlehem and Northampton County have the same plans?
Plans are offered by service area, and Bethlehem falls under Northampton County. A plan that serves Northampton County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Bethlehem residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Pennsylvania cities
- Philadelphia
- Pittsburgh
- Allentown
- Erie
- Reading
- Harrisburg
- Scranton
- Lancaster
- York
- Wilkes-Barre
- Altoona
- State College
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.